3 Fidelity Funds for 2015
That Could TRIPLE Your
Retirement Nest Egg!

These Top Performing Fidelity Investments Have Produced Annual Gains Between 9.6% and 12.1% for the Past 10 Years — Despite the 2008-2009 Crash!

Dear Fellow Investor,

In this brief message, I’m going to show you a simple, easy way you could potentially TRIPLE the size of your retirement nest egg — and greatly increase your retirement income — without taking big risks.

In fact, the simple but significant changes I will recommend for your portfolio in the next few minutes, all involving top-performing Fidelity investments will likely make your nest egg far SAFER than it is right now.

In just a moment, I’m going to reveal three Fidelity investments that have generated annual gains of 10% or more over the past decade... despite the 2008-2009 stock crash and sluggish economy.

What’s more, I’ll also show you how switching to the right blend of Fidelity managed funds can...

...Consistently outperform virtually every passive index fund available, and by a significant margin...

...Hand you a realistic way to earn an average annual return of 9% or more for the rest of your life...

…Perform with 15% less volatility than the S&P 500...

....Potentially DOUBLE the size of your retirement account in just five years... and nearly TRIPLE it in 15...

....Help you enjoy a prosperous income in retirement even if you have very little saved...

...and that’s just for starters.

I’ll tell you more in this brief message and in my brand-new special report, Fidelity’s Best and Worst Funds for 2015.

I reveal Fidelity’s top performing actively managed funds for 2015 — funds that outperform the market indexes by more than 2 to 1 over a decade or more.

Plus, I also tell you which Fidelity funds to avoid according to my proprietary ranking of Fidelity fund managers.

And I reveal how you can put together a portfolio of the very best Fidelity funds that will not only beat the market... but do so with far less of the heart-stopping volatility that can cause investors to needlessly panic.

I’ll tell you how to get a FREE copy of Fidelity’s Best and Worst Funds for 2015 in a moment.

But first, let me tell you why...

You Don’t Have to Settle for
Low Single Digit Returns That Will
Crush Your Retirement Dreams!

You may have heard dire predictions that low returns are the “new normal,” that for the next decade or two investors have to be resigned to annual returns of 5%, or even less.

Maybe you’ve run the numbers, plugged in these “new normal” rock bottom projections, and become thoroughly depressed at just how “un-golden” your golden years could end up being.

But I’m here to tell you that it doesn’t have to be that way... not with the right blend of Fidelity funds.

Fidelity’s exceptional funds and commission free, lowest cost ETFs can help you substantially increase your annual returns and provide a new level of prosperity and financial security for yourself and all those who depend on you.

As you know, Fidelity has some of the world’s most successful and talented fund managers. (You can get a FREE special report about them by clicking here...)

Its famous Magellan fund produced a staggering 29% average return for 13 years under the legendary stock picker Peter Lynch, enough to turn every $100,000 starting portfolio into $2.7 million.

That’s what can happen when you have the best Fidelity fund managers on your team. But managers change. Peter Lynch is long gone from running Magellan. In fact, I don’t recommend that my members buy Magellan. Instead, I recommend that they sell it and use one of my top picks to replace it.

Buying and holding onto a fund rather than owning the best managers can have disastrous results for your portfolio. And I’m not the only one saying this. Here’s what Reuters reported in 2014 about Fidelity’s actively managed funds:

Imagine Having the VERY BEST Fidelity
Managers Investing Your Money for You!

Allow me to introduce myself. My name is Jim Lowell, editor-in-chief of Fidelity Investor, the leading independent newsletter dedicated to advising individual investors on their Fidelity mutual fund investments.

Our newsletter is dedicated entirely to maximizing the returns and reducing the risk of investing in Fidelity’s funds and ETFs.

In other words: We take an excellent fund family... and make it even better.

Over the past 15 years, my subscribers and I have consistently outperformed the market — and generated annual returns that can make almost anyone’s retirement dreams come true.

The Hulbert Financial Digest says we rank fourth among the 25 fund newsletters that it has tracked over the past 15 years.

The truth is, our five portfolios of Fidelity funds have consistently produced annualized returns of between 7.2% and 9% over the past 15 years — but with far less volatility than in the market as a whole.

For example, our Growth and Income Portfolio has earned 7.9% a year but has only had 3 down years in the past 16 years. Over the past three years, it’s averaged 16.3% a year.

I know Fidelity investments inside and out — although we are completely independent.

My purpose for reaching out to you today is to reveal how you can use the very best of these investments to supercharge your own portfolio beginning right now — and create a far more prosperous retirement than you may have thought possible.

Later on, I’ll invite you to try out my Fidelity Investor advisory newsletter on a 100% risk-free basis — and get FOUR free profit bulletins as well...

So, let’s get started...

You Can Beat the Market with Diversification
and Top Professional Money Managers

The first thing I want to share with you is why most investors do so poorly with their hard-earned money.

It’s not because they’re not knowledgeable... and it’s not because they’re not motivated.

It’s because they’re distracted.

Wall Street knows this... and that’s why there has been such a huge push in recent decades toward index funds. According to the Investment Company Institute, as of year-end 2013 U.S. domestic index funds managed total net assets of $1.7 trillion.

That’s right: I said TRILLION.

But there’s one problem with this. Index funds, while convenient, come at an enormous cost: they only perform as well as the market as a whole.

And for the past decade or two, the market as a whole has not done very well.

But here's the good news: a carefully designed portfolio of Fidelity Investments’ very best actively managed funds can significantly outperform the indexes, and with far less heart-stopping volatility.

Here’s why:

1. Fidelity’s Funds Provide the Best Kind of Diversification. The worst mistake investors make is taking on too much risk. With Fidelity’s choice of over 500 funds, you greatly increase your diversification without sacrificing performance.
2. Experienced fund managers outperform amateurs every time. Again, this is what these folks do for a living, all day long. Many have been at it for decades. They will almost always outperform the average investor.
3. Fidelity’s managers are the best in the business. In every annual ranking of top performing mutual funds, Fidelity’s managers are among the top market-beating stock pickers.
4. Fidelity’s top managers outperform the market by a huge margin. How do I know that?

Because our Fidelity Investor portfolios have done just that... for more than a decade and a half!

Our Fidelity Investor Growth Portfolio
Has DOUBLED the Annual Return of the
S&P 500 for the Past 15 Years!

Over the past 15 years, the S&P 500 index has returned an average annual return of just 4.68%, including dividends.

In contrast, our Fidelity Investor Growth Portfolio has averaged nearly DOUBLE that or 9.0% a year.

That difference in performance means A LOT over the course of your retirement — and for your immediate income!

It is literally the difference between running out of money in, say, your 70s or 80s... and leaving your children, grandchildren or favorite charities a legacy of potentially MILLIONS of dollars.

Let me give you a real-life example, a friend I’ll call Tom.

Tom and his wife Susan are in their late 50s and have five children.

They’ve worked hard all their lives and, after recently selling their house, they have a decent sized retirement nest egg — $1.2 million.

They plan on retiring at age 65 and need an income of around $120,000 a year because their youngest kids will still be in college.

They face some choices.

The Difference Between an S&P 500
Index Fund and Fidelity Investor Growth Portfolio: $4 Million!

If they put their retirement nest egg in an S&P 500 index fund averaging only 4.68% a year, withdrawing $120,000 a year beginning at age 65 and increasing their withdrawals 3% a year after that for inflation, their account will gradually shrink down to nothing by age 78.

Not only will they not be able to leave their children and grandchildren anything but, given how long they will likely live, they may actually have little money left during the last years of their lives — when they’ll probably need it most.

But what if Tom and his wife could earn just 9% a year instead of just 4.68%, as our Growth Portfolio has done?

What would happen then?

Under identical circumstances, Tom and Susan would not only have more than enough money throughout their retirement...

...but they would be able to leave their children and grandchildren...

$4.0 million!

That’s right: Rather than shrinking every year, their retirement nest egg would actually grow!

They’d be able to leave a legacy to their families... and of course they could also spend more during retirement as well.

That’s why it’s VERY important for you to read this note to the very end.

The difference between what the S&P 500 has handed investors over the past 15 years... and what a carefully selected portfolio of top Fidelity investments has done... could mean literally MILLIONS of extra dollars to you personally.

Let me prove this to you.

I want to first, tell you about a few of the very best Fidelity Investments for 2015 — and why I believe these fund managers could potentially TRIPLE the size of your retirement portfolio...

Fidelity Fund #1 for 2015:
Low Priced Stock (FLPSX)
with Manager Joel Tillinghast

My first pick for your portfolio for 2015 is Fidelity’s Low Price Stock Fund, helmed by Joel Tillinghast.

Still inimitable, still head and shoulders above even the best crop of giants you can find in the space, lead manager Tillinghast is about as far a cry from leveraged stocks as you can get.

Joel invests in low priced stocks, which are stocks $35 or less.

While that sounds like a gimmick, it’s the secret to this fund’s genius, and was Joel’s brainchild, making him of one of the best managers of any generation.

It can lead to a small/mid cap tilt. But it can also lean toward even mega-caps in ultra-bear markets (like the one we got in 2008).

Joel is a stock picker’s stock picker. He’s a fund manager who can be compared to the legendary Peter Lynch, his mentor while Joel was learning the trade.

Joel’s Low Priced Stock Fund began trading in December 1989 and has a market value of over $30 billion.

How has the fund done?

It’s averaged a very respectable 9.64% a year for the past 10 years... and an eye-popping 14.49% for the life of the fund (1989).

I tell you all about this fund... and a lot more... in your copy of Fidelity’s Best and Worst Funds for 2015.

Fidelity Fund #2 for 2015:
Blue Chip Growth (FBGRX)
with Manager Sonu Kalra

Manager Sonu Kalra invests in blue chip companies that he believes have above-average potential for earnings growth.

Blue chips are defined as companies found in the S&P 500 or Dow, or companies having at least $1 billion in total assets if not included in either index, so there’s mid-cap leeway inbuilt into this fund’s parameters.

The fund began trading in December 1987 and has a market value of over $18 billion.

Battleship balance sheets are the best way to ply 2015’s charted and uncharted waters; you never know when the seas will turn turbulent, but you can rest assured that when they do, bigger is better.

Blue Chip Growth has a solid track record in stormy seas, producing an average annual return of 9.6% over the past 10 years and 11.54% for the life of the fund (1987).

You’ll learn all about it in Fidelity’s Best and Worst Funds for 2015.

Fidelity Fund #3 for 2015:
OTC (FOCPX) with Manager Gavin Baker

Manager Gavin Baker invests in stocks that are traded on the NASDAQ over-the-counter market, which results in some very big guns complemented by a mid-cap tilt.

It began trading in December 1984 and has a market value of over $11 billion.

Technology is ubiquitous. It is the oxygen that brings everything to life, from your coffee machine, to your smart phone, to your TV, to your car, to your home, to your doctor, to your… you get my point.

You’d have to put something awful funny in today’s technology pipe to not see it as clearly a growth opportunity. Buy OTC and plug into long-term gains.

As you might expect, this fund delivers solid gains year after year. In the past 10 years, it’s generated an average annual return of 12.06%. Since it began in 1984, it’s averaged 13.59%.

More details in your copy of Fidelity’s Best and Worst Funds for 2015.

The other piece of my formula in carefully designing a portfolio of Fidelity Investments’ very best funds, is to start with the very best managers who can significantly outperform the indexes…

We Measure the Top Performing
Fund Managers Over Decades

For over 15 years, I have been dedicated to making investing in Fidelity mutual funds safer and more profitable for investors, and I do this through a proprietary approach to selecting and evaluating Fidelity fund managers.

My proprietary Manager Ranking System (MRS) precisely measures just how skilled Fidelity fund managers are at selecting stocks, bonds, or a mix of both and how they have fared relative to the market.

My mantra is and always has been: buy the manager, not the fund.

Investing with a manager who has demonstrated his or her know-how through thick and thin markets — AND has outperformed against benchmarks and peer groups — makes for a smarter investment than investing with one who hasn’t.

And that’s especially true when the managers have done this... for DECADES.

Fidelity funds led by Fidelity’s best and brightest managers will be winners in any portfolio.

I give every manager what I call a “FI Ranking,” which is the rundown of amanager’s record.

The FI Ranking is calculated by averaging a manager’s risk-adjusted “career” relative return and his or her unadjusted “front-weighted average” outperformance.

And now I’ve prepared a summary of my proprietary rankings of top Fidelity managers for 2015.

It’s called Fidelity Fund Manager Rankings.

I’ll tell you how to secure your valuable copy of this timely report… FREE… in just a few minutes.

Introducing Fidelity Investor...

Of course, you have to balance performance with risk — and that’s where Fidelity Investor comes in.

We carefully balance the very best stock and income funds so that you get MAXIMUM growth... with substantially lower volatility compared to the S&P 500.

For example, our Growth & Income Portfolio includes Joel Tillinghast’s Low Price Stock Fund (14%) but we balance that with other Fidelity large-cap, income and sector investments to ensure we maintain a lower risk exposure than any one fund.

The result: Growth & Income Portfolio has produced eye-popping gains when the market is hot (26.7% in 2013)... but with far lower volatility.

During the 2008 stock crash, for example, this portfolio fell only 31% compared to 37% in the S&P 500.

In 2000, when the S&P 500 fell -9.1%, the Fidelity Investor Growth & Income Portfolio actually gained 11%.

In 2001, when the S&P 500 lost −9.53%, the Fidelity Investor Growth and Income Portfolio only lost 1.7%.

That’s why I believe that taking advantage of the very BEST Fidelity fund managers... and creating carefully balanced portfolios with them... is the single best way to invest for retirement and to produce income during retirement.

Don’t take my word for it.

Here are what a few of our subscribers say about growing their wealth with Fidelity Investor...

“I have been a follower of Fidelity Investor for [years], and thanks to your sage advice, I am now happily and quite comfortably retired! Thanks for all the help and advice!”

- R.F.B., Broomfield, Colorado

“Thank you for your great service and another year of great advice. I am an avid follower of your newsletter and recommend it to anyone who asks how I get my investment advice. I do use your portfolios for both my retirement and non-retirement savings. ”

— J.P.L., Concord, NH

“I have subscribed to your Fidelity Investor newsletter since 1999 and invest using several of your model portfolios. I really appreciate your investment guidance and the returns that have resulted. Thank you for all of your help!”

— M.M., Albuquerque, NM

Become a First-Time Subscriber to
My Fidelity Investor Advisory Service!

Now, I would like to personally invite you to try out my Fidelity Investor advisory newsletter.

I’ve seen so many hard-working Americans lose huge amounts of their savings over the past six years due to panic... bad advice... or ill-considered investments that rely upon blind index funds... that I feel I should do something to help.

As a result, when you accept a zero-risk trial subscription to Fidelity Investor, I’ll rush you detailed information about the Fidelity managed funds I just told you about.

But that’s just the beginning.

I’ll also send you ALL of my other up-to-the-minute Fidelity Investor recommendations for 2015 and beyond.

And then, every week from now on, I’ll continue to provide you with ongoing, real-world, professional wealth-building help and guidance with...

• Portfolios for Different Investing Needs: I make recommendations for five separate Fidelity portfolios and to fit every degree of risk tolerance. They are designed to guide mutual fund investors based on the level of risk with which they are comfortable, whether they be conservative, moderate or aggressive investors. The Portfolios include Aggressive Growth, Growth and Income, Income, Global Quant and Growth. Each portfolio consists of eight or nine Fidelity managed funds.
• My Monthly Newsletter: For over 15 years now, thousands of Fidelity investors have counted on Fidelity Investor for rock solid analysis of what’s going on in the overall market in general and with Fidelity funds in particular — and for specific recommendations for growing their retirement wealth faster. The monthly newsletter issues are the core of the Fidelity Investor advisory service that helps investors use the Fidelity family of mutual funds and ETFs to meet their financial goals. When you join us, you’ll discover why Fidelity Investor is one of the most respected investment advisories in America.
• Weekly Hotline Updates: My regular weekly hotlines keep you abreast of changing market conditions, update our current recommendations, and provide up-to-the-minute analysis and changes to our strategy or buy list. I also share any new opportunities I see on the horizon, fill you in on the best Fidelity funds to invest in and which funds you should avoid.
• Fast-Action Flash Alerts: Unlike many investment gurus, I believe you need to hear from me when urgent situations arise. As a result, I will send urgent Fast-Action Flash Alerts when the market moves 5% in either direction and I believe you should take action right away — either to sell or to buy.
• Special Bonus Reports: I often see Fidelity funds that are underreported and which are full of profit opportunities. As a result, my team and I produce detailed special reports on various Fidelity sector funds and specialized opportunities. These special bonus reports are yours FREE as a subscriber to Fidelity Investor.
• Performance Reviews: At Fidelity Investor, we believe in tracking performance on an ongoing basis and in considerable detail. As a result, we published extensive monthly performance reviews that analyze each component of our Fidelity Investor portfolios as well as provide an overview of the performance results of ALL Fidelity Investments funds for the past month, past 3 months, the previous two years, and the 36-month average. We also rank each fund according to risk.
• Getting Started Guide: The quick start guide will provide you with information about the service and how you can get started with the Fidelity Investor model portfolios. Whether you’re new to Fidelity Investor or new to mutual fund investing, this guide can be your go-to resource. Deciding which model to follow is a personal choice. The best way to get started is to look at pages 2 and 3 of the newsletter, choose the portfolio appropriate for your investing comfort level and jump right in.
• 24/7 Access to My Subscriber-Only Website and Archive. You can access all my current recommendations anytime you want, review past newsletter issues, my weekly hotlines, and special reports — all at your convenience.

Join Me Now While Fidelity Investor Is Less
Than 27 Cents Per Day: YOU SAVE HALF!

Normally, a one-year subscription to my Fidelity Investor service would be a bargain at $199. (Other comparable services charge $599 or more.)

But you don’t have to pay anywhere NEAR that much.

In fact, for a limited time you can take advantage of the BEST subscription deal we offer for Fidelity Investor.

By joining me today, you’ll SAVE $100 instantly and get a copy of Fidelity’s Best and Worst Funds for 2015— a $39 value — FREE!

Want a better value?

Simple: Agree to a risk-free test drive of Fidelity Investor for two years!

The regular price is just $429, but if I hear from you now, you’ll save more than half off — a full $240 — and receive Fidelity’s Best and Worst Funds for 2015, PLUS TWO additional Bonus Gifts — valued at $79 total — FREE:

BONUS GIFT #2: Guide to the Top Fidelity Sector Funds and ETFs for 2015 — a $39 Value, Yours FREE! Here at Fidelity Investor, we believe that 2015 offers a world of investment opportunity, so long as you know where to look, who to invest in, when to get out of certain areas, and when to double up on others.

As a result, I’ve prepared a special report that gives you a simple, step-by-step plan for beating the market and creating a comfortable retirement fund. In 2015, I like a blend of solid defense and smart offense. In this bonus report, you’ll discover...

• The perfect Fidelity fund that lets you cash in on the health care bonanza — a fund that has posted a 33.8% return in the past year and has averaged 17% a year for the past decade ...
• The best place to park your cash for maximum returns and maximum safety …
• A Fidelity sector fund in the financial services market that has earned 24.94% a year for the last three years in a row...
• The Fidelity “crash resistant” investment that as earned 12.10% a year for the past decade but lost only 22% during the 2008 wipeout...
• A red-hot Fidelity fund that has earned 20% a year for the past five years... and will likely see similar profits going forward...
• And much, MUCH more!
  

BONUS GIFT #3: Your 2015 Guide to Fidelity Fund Manager Rankings — a $39 Value, Yours FREE! For years, I have been dedicated to making investing in Fidelity mutual funds safer and more profitable for investors, and I do this through a proprietary approach to selecting and evaluating Fidelity fund managers. My proprietary Manager Ranking System (MRS) reveals just how skilled Fidelity fund managers are at selecting stocks, bonds, or a mix of both and how they have fared relative to the market. Here at Fidelity Investor, we buy the manager, not the fund. Fidelity funds led by Fidelity’s best and brightest managers will be winners in any portfolio. I tell you about...

• A manager’s risk-adjusted “career” relative return and his or her unadjusted “front-weighted average” outperformance...
• Unadjusted career relative returns and 5-, 3-, 2-, and 1-year relative returns...
• The manager rankings versus the performance of some “ideal” funds as a benchmark...
• And more.

The Fidelity Funds We Recommend Are
Outperforming the Market by HUGE Margins!

As I mentioned earlier, for over 15 years subscribers to Fidelity Investor newsletter have watched as their retirement nest eggs and incomes grew substantially larger year by year.

I expect that we’ll do even better than that in the coming months and years.

That’s because many of the Fidelity funds I recommend are outperforming the market by HUGE margins...

I do NOT want you to miss out on this awesome profit opportunity.

As a result, I’ve created what I consider to be a truly “no brainer” offer:

Test Drive Fidelity Investor
with ZERO risk
for a Full 6 Months!

I’m so sure your trial subscription to my Fidelity Investor service will be worth every penny, I’m prepared to offer you the strongest money-back guarantee possible.

Try Fidelity Investor with no risk or obligation.

Read the special reports I’ve prepared for you.

Use the subscribers-only website. Email me with any questions or comments you might have. Test my profitable email alerts.

Then, count your money: If you’re not absolutely ASTONISHED by the increases in your portfolio every month, let me know within 6 MONTHS of starting your subscription and I’ll send you a full, 100% refund.

No questions asked, period!

Actually, I’ll go one step further than that:

Even AFTER the initial six-month trial period, you may cancel at any time and receive a refund of the unused portion of your subscription.

In other words: There is no risk to you, now or ever.

Bottom line: If the prospect of potentially TRIPLING the size of your retirement nest egg over the coming years is the least bit intriguing to you …

... if the opportunity to enjoy a prosperous retirement while also leaving a legacy is important to you …

... then send for your FREE copy of Fidelity’s Best and Worst Funds for 2015 right away.

You’ll Be Astonished at How Much
Bigger Your Monthly Statements Are...
or You Pay NOTHING!

My ironclad 100% satisfaction guarantee means you have absolutely nothing to lose.

As you saw: Boosting your average annual return from 4% or 5% a year to more like 9% or 10% a year makes a HUGE difference during the course of your retirement.

It’s the difference between running out of money... and having an estate potentially worth MILLIONS and a vastly bigger income during retirement.

Plus, as I said, you can take up to SIX full months to see how these top Fidelity investments work out.

If you’re not seeing your portfolio grow substantially larger month by month... or if you’re dissatisfied for any reason... just call the customer service number you find on our website and in every issue.

We’ll refund every cent you paid for your trial subscription — and you get to keep everything you’ve received up to that point (including any profits!) as our thank you for giving us a try.

That’s why I strongly urge you to take advantage of our zero-risk test drive ... and our special low offer of just $99 a year.

So, please: Try out Fidelity Investor now.

Click on the button below. You have nothing to lose and a more prosperous future to gain.

Sincerely,

Jim Lowell
Editor, Fidelity Investor

P.S. Remember, by accepting a risk-free test drive of Fidelity Investor, you’re not committing to anything. You’ll save HALF OFF immediately.

Plus, if you don’t see a substantial increase in your portfolio’s value, within 6 months, you may cancel and get all of your subscription price back. So, why not let me prove to you that you really can TRIPLE the size of your retirement nest egg?

I think you’ll be amazed. Click here right now to accept your zero-risk test drive now.